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It's easy to transfer

Transfer your credit card balances in minutes so you can focus on the things in life that matter. You'll enjoy a low introductory rate of 2.9% APR* for 12 months on all transferred balances.

    Ditch your debt

    Transfer your credit card balances to a Heartland Visa credit card in minutes and you’ll enjoy a low introductory rate of 2.9% APR* for 12 months on all transferred balances.

    Plus, we don’t charge a balance transfer fee like the others and when you transfer multiple balances, you’ll enjoy one easy-to-manage payment.

    Don’t have a Heartland Credit Card? Find one to fit your needs and apply today.

    Offer ends March 31, 2021.

     

    After 12 months the Platinum Visa credit card reverts to a variable rate as low as 8.9% APR**, the Platinum Rewards Visa credit card reverts to a variable rate as low as 9.9% APR** and the Signature Visa credit card reverts to a variable rate as low as 11.9% APR**.

I cannot tell you how much we love Heartland.  Everything and everyone about Heartland makes our lives so much easier.    

Dawn & Patrick

Here to help you get the most from your money.

Balance Transfer Disclosures

*APR is annual percentage rate. Balance transfer requests will be paid up to your available credit limit. Promotional offer valid 1/1/2021 – 3/31/2021. Balance transfers can take up to 10 business days to be completed. Rate of 2.9% APR is carried on transferred balances only, existing balances on Heartland credit cards are not eligible. Cash advances and purchases do not qualify. Student and Business Visa cards are not eligible. All other terms and conditions will apply in accordance with our current Visa® credit card agreement. Transaction Fees: Foreign Transaction – 1% of U.S. dollar transaction amount. **Rates vary based on credit history after promotional rate. Rates are variable and subject to change semi-annually. Platinum variable APR rates are 8.9%-12.9%; Platinum Rewards 9.9%-13.9%; Signature 11.9%-15.9%. Must meet membership requirements.