Our story begins
Chartered by the State of Minnesota to operate as Farmers Union Employees Credit Union to serve the employees of the Farmers Union Central Exchange, their family members and related cooperative associations in St. Paul and South Saint Paul, MN.
80 members and 25 borrowers
The first annual meeting was held. 29 members attended. Total earnings for the year were $68.87, expenses were $46.29. There were 47 loans for the year valued at $2,481.50. At the end of the year there were 80 members and 25 borrowers. Assets were $1,596.23.
Credit union membership reaches 500
All credit union records are moved to computers
Assets reach $1 million
Employees of the Minnesota Farmers Union educational organization become eligible to join.
Membership hits 1,000
Assets reach $5 million
IRAs and Checking Accounts become available to members.
Name changed to Cenex Credit Union.
Merged with MSI Federal Credit Union - bringing in 1,153 new members.
Visa Credit Cards are offered.
Name changed to Heartland Credit Union.
Merged with Land O’Lakes Credit Union.
Online Banking offered.
Charter is expanded to serve Dakota County.
Inver Grove Heights Headquarters building opens.
Merged with Minnesota Valley Credit Union.
Charter expanded to serve Scott, Rice and Le Sueur counties.
New Prague branch opens.
Membership hits 10,000
Assets reach $100 million
Charter expanded to serve Carver, Hennepin, Ramsey and Washington counties.
Started a mortgage department.
Heartland introduces a new logo and “Here When You Need Us” tagline.
Charter expanded to serve Anoka and Chisago counties.
Hugo, MN branch opens.