Skip nav to main content.
Mobile App
Find it for free on the App Store.
Get The App
Mobile App
Find it for free on the App Store.
Get The App

    Harness Your Home’s Equity: Choose Your Preferred Loan Option

    We offer Closed-End Home Equity Loans and Home Equity Lines of Credit so you can tap into your home’s equity, the way you prefer. Learn more about each option below.

    Closed-End Home Equity Loan

    With a Closed-End Home Equity Loan, you can borrow one lump sum and lock in the rate for a consistent monthly payment. Use it to pay off high-rate debt, such as credit cards,  pay for higher education, make home improvements, or anything else you need—the possibilities are endless! Plus, the interest you pay is often tax deductible, which saves you money.

    You Get:

    • Low fixed rate
    • Variety of terms to choose from, up to 15 years
    • Borrow up to 90% of your home’s value minus any outstanding loans against the property

    Start Application – Home Equity

    Home Equity Line of Credit

    If you want the flexibility to use funds as you need them, such as to pay for your child’s education every semester, our Home Equity Line of Credit is a great option. Similar to a credit card, this line of credit provides a balance that you can draw from when you need to.

    You Get:

    • Seven years to borrow from your line of credit, and 15 years to repay what you’ve borrowed
    • Borrow up to 90% of your home’s value minus any outstanding loans against the property

    Start Application – Line of Credit

As soon as I was laid off due to Covid-19 I contacted the credit union, where I have two vehicles loans. They worked with me immediately and gave me 3 months no payments!

Randy

Apply online in minutes.

Home Equity Loans Disclosures

Home Equity financing available in Minnesota, Wisconsin and South Dakota.