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Debit Card

Access anytime, anywhere

A debit card from Novation Credit Union offers convenience at its finest. Plus, when you consent to Extended Coverage for your everyday debit card and ATM transactions we've got you covered when you don't have enough funds in your checking account.

    Enjoy instant access to your accounts

    Use your Chip Debit Card in person or online and the money will automatically be deducted from your checking account.

    Not only does a debit card give you access to over 63,000 surcharge-free ATMs, it also features EMV chip and Contactless technology.

    Plus, as part of our Privilege Pay overdraft program the Extended Coverage option will process your everyday debit card and ATM transactions if you don’t have enough funds in your checking account. Learn about the benefits of Extended Coverage and how to apply it to your debit card.

    Embedded chip and Contactless

    Enjoy an extra layer of security with an embedded chip and contactless technology – giving you a faster and more secure way to pay.

    Purchasing power

    Shop anywhere you see the MasterCard® logo—both in person and online.

    ATM access

    Gain access to cash at over 63,000 surcharge-free ATMs.

    Fraud protection

    Dedicated fraud specialists are working around the clock to protect you against fraudulent use of your debit card.

    Card Manager App

    Lock your card if it’s lost or stolen. Set up transaction text alerts. Prevent certain types of transactions from processing. Do these things and much more with the Card Manager app. Learn more.

    Cash back

    Save yourself a trip to the ATM and get cash back where you shop. When you’re checking out, simply select “Debit” and enter your PIN. There’s no fee and no restrictions on the number of times you can do it.

The credit union is not only accessible, the people are warm and welcoming. Their member education has certainly contributed to my financial well-being.

Gail P

Keep your card secure

With the Card Manager App, you can help fight credit and debit card fraud with a few simple clicks.

Choose your design

Choose from two debit card designs.

Open an account online in minutes.