Free Business Checking
This business checking account is perfect for start-ups, home-based businesses and small businesses with 200 or fewer transactions per month that maintain a lower balance.
This business checking account is a great fit for a larger business with a daily balance of $5,000 or more and higher transaction volume.
There’s a lot of really neat people at Heartland. That’s what makes it so easy to do business here.
Compare business checking accounts
|Features||Free Business Checking||Business Checking|
|For you if:||You have a home-based or small business with 200 or fewer transactions per month||You have a larger business with a daily balance of $5,000 or more and higher transaction volume|
|Minimum opening deposit||$25||$25|
|Minimum balance||$0||$5,000 average daily balance of all business account deposits|
|Monthly service fee||$0||$10 or WAIVED if average daily balance of all business accounts is $5,000|
|Checking Clearing Fee/Deposit Item Fee||$0 for 0-200 items. $0.50 per item for 201 or more||$0 for 0-200 items. $0 for 201 or more if $5,000 min. balance is met. $0.05 for 201 or more if $5,000 balance is not met|
|Unlimited electronic debits and credits||Yes||Yes|
|Free non-Heartland ATM Withdrawals per month||5||10|
|Free Statements (Paper or eStatements)||Yes||Yes|
|Free Online Banking||Yes||Yes|
|Free Overdraft Protection from Savings Account||Yes||Yes|
|MasterCard Debit Card||Yes||Yes|