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Become a Member

Become a member

Join the Heartland Credit Union family.

  • Overview

    We can’t wait to get to know you

    If you’re looking to save money and be part of a financial institution that treats you like family, you’ve come to the right place. We can’t wait to get to know you and help you get the most from your money. Plus, when you join you’ll help restore Northern Minnesota forests through our partnership with One Tree Planted.

    Choose how you’d like to open your account.

    Heartland Credit Union
    5500 South Robert Trail
    Inver Grove Heights, MN 55077
    Heartland Credit Union
    225 Chalupsky Ave SE
    New Prague, MN 56071
    Heartland Credit Union
    14727 Victor Hugo Blvd. N
    Hugo, MN 55038

    When your application is received you will be contacted within one business day. Please feel free to call us at (651) 451-5160 or (800) 813-9185 to check the status of your application at any time.

    Account creation and deletion: Heartland accounts can be opened online or by visiting a branch. All online applicants are contacted and verified. Accounts will not be opened without verification. If you wish to close your account, please contact us at (651) 451-5160 or (800) 813-9185.

  • Who Can Join?

    Join Us

    At Heartland, we’re proud to serve a broad range of members throughout Minnesota and beyond. Simply meet one of the membership requirements below to get started.

    Plus, once you become a member, anyone who lives in your household or is part of your immediate or extended family is eligible for membership. And once a member, always a member. As long as you maintain the minimum membership deposit and your account is in good standing, you’re part of the Heartland family—no matter where you live or work.

    If you live, work, worship, attend school or volunteer in the following Minnesota counties:

    • Dakota
    • Scott
    • Rice
    • Le Sueur
    • Carver
    • Hennepin
    • Ramsey
    • Washington
    • Anoka
    • Chisago

    If you’re an employee or retiree of any of the following companies:

    • CHS Inc.
    • Chart, Inc.
    • Cofina Financial, LLC
    • Farmers Union Business and Educational Activities of Minnesota
    • Genex Cooperative
    • Hennen & Associates
    • Land O’Lakes, Inc.
    • North American Trailer Services, LTD
    • Roadware Inc.
    • Scott Equipment
    • TEMCO
    • The wholly or partially owned subsidiaries and affiliated firms thereof

    If a relative or someone you live with is a Heartland member:

    • Spouse
    • Children & Grandchildren
    • Parents
    • Siblings
    • Grandparents
    • Household Relationships
    • Relatives (aunt, uncle, cousin, niece, nephew etc.)
  • Why Join?

    We look out for our members

    Heartland Credit Union is a member-owned, not-for-profit financial cooperative, which means our sole purpose is to enhance your financial well-being with solutions to maximize your money and your time.

    Heartland Credit Union returns profits back to members so you can enjoy:

    • Lower and fewer fees
    • Lower loan rates
    • Competitive savings rates
    • Personal service
    • Money-saving financial products
    • Access to over 63,000 surcharge-free ATMs
    • Over 5,000 branches to serve you through Shared Branching