Your accounts are federally insured
Your deposits at Heartland Credit Union are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a federal government agency. Similar to the FDIC programs for banks, this insurance is backed by the United States Government.
Plus a little something extra
Unlike many other credit unions in the metro area, Heartland provides Excess Share Insurance in addition to NCUSIF insurance. This private insurance provides an additional $250,000 in insured deposit coverage at no cost to you. This means both your individual and IRA accounts can be insured up to $500,000, which together gives you insurance coverage up to $1,000,000.
Rest assured, Heartland is a well-capitalized financial institution, and we consistently receive high marks from state and independent auditors.
