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Transfer Your Balance

Transfer your balance

Save money and pay off your credit card debt sooner.

  • Overview

    The process is simple

    Simply complete the transfer request on the next tab, and we’ll transfer your high-rate credit card balances to your new or current Heartland credit card.

    All new cardholders will enjoy a low introductory balance transfer rate of 2.9% APR* for 12 billing cycles on balances transferred within the first 60 days of the new card being opened.

    Don’t have a Heartland Credit Card? Apply today, then complete the balance transfer form.

     

  • Balance Transfer Form

    Visa Balance Transfer

    If you’re ready to save money and pay off your credit card debt sooner, you’ve come to right place. Simply complete the transfer request below and we’ll transfer your high-rate credit card balances to your new or current Heartland credit card. Please be aware that balance transfers can take up to 10 business days to be completed. New cardholders will receive a low introductory balance transfer rate of 2.9% APR for 12 billing cycles on balances transferred within the first 60 days of the new card being opened. Don’t have a Heartland Credit Card? Apply Today, then complete the balance transfer. View Complete Disclosures
    • Your Name * Required
    • Card #1

    • Payment Address * Required
    • Card #2

    • Payment Address
    • Card #3

    • Payment Address
    • Card #4

    • Payment Address
    • This field is for validation purposes and should be left unchanged.
Transfer Your Balance Disclosures

*APR is annual percentage rate. Rates are in effect as of February 1, 2015. The 25-day grace period applies to new purchases paid in full before the due date; cash advances accrue interest from the date the advance is made. Visa rate is variable and subject to change semi-annually. Visa rate is subject to credit history.
Transaction Fees: Foreign Transaction – 1% of U.S. dollar transaction amount.
Points are not earned on cash advances, balance transfers, or convenience checks.

+APR is annual percentage rate. Balances must be transferred within 60 days of the new card being opened to qualify for the introductory rate. Current cardholders do not qualify.