If you don’t currently have a Heartland credit card, opening a new one to transfer a balance to does create a “hard inquiry” on your credit report, which might lower your score at least for a little while. However, if the balance transfer is lowering the amount of interest you’re paying each month and allowing you to pay more of your balance that is a good way to improve your credit.
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Board of Directors Voting Open
Vote today through your online or mobile banking. Then, join us for the Heartland Annual Meeting virtually or in person on March 23rd at 5:30.Learn more and register