A CD/Share Secured loan uses your deposit account at Heartland as collateral. It is a good option if you want to build credit and don’t need to use the funds in your deposit account for the term of the loan. The interest rate is lower than a Signature loan and your deposit account will continue to earn dividends. A signature loan has a higher rate because it is unsecured and there is no collateral on the loan.
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US Bank Withdraws from MoneyPass Network:
Effective Oct. 31, US Bank will no longer accept Heartland ATM deposits or fee-free withdrawals from their ATMs as a result.
Locate alternative fee-free ATM Locations.