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What is the Marketwatcher feature of a Heartland CD?

The Marketwatcher option allows you to increase your rate during the term one time to the current Heartland rate (not another financials rate) by notifying us and adding $1,000 to your certificate. Your maturity date will remain the same and you will earn the higher rate for the remaining certificate term. The Marketwatcher option is not available on CD specials or promotions.