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Overview
Nail down a great rate
Enjoy a fixed interest rate on your business CD, and you can get started with a minimum opening deposit of $100.
Increase your certificate rate with the Marketwatcher Feature
Increase your business CD rate one time during your term to the current Heartland rate by notifying us and adding $1,000 to your certificate. Your maturity date will remain the same and you will earn the higher rate for the remaining certificate term.Insured by NCUA to $250,000 and an additional $250,000 through the Excess Share Insurance Corp (ESI).
Premium quarterly dividends
You choose whether it’s paid to the account, directly to you or to another account.
No monthly maintenance fees
Focus on saving.
Variety of terms
Terms range from six months to five years.
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FAQs
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CD accounts offer terms, from six months to five years and your rate is fixed for the term of the certificate. The longer the term the higher the rate.
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The Marketwatcher option allows you to increase your rate during the term one time to the current Heartland rate (not another financial’s rate) by notifying us and adding $1,000 to your certificate. Your maturity date will remain the same and you will earn the higher rate for the remaining certificate term.
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No. Withdrawals are allowed, but they come with a penalty. Please contact us at (651) 451-5160 or (800) 813-9185 for current fees.
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Dividends will be compounded and credited to your account every quarter and at maturity. Alternatively, you may choose to have dividends paid to you or to another account quarterly and at maturity rather than credited to this account.
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Online Banking
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Maximize your business savings
Rest easy with a fixed rate on your business CD.
The rates as well as the service we receive are top notch!
Shannon
Manage Your Account Online
Manage your business account online anytime, anywhere with Heartland Online Banking.
Open account today.
Business CD Disclosures
*Early withdrawal penalties do apply. Refer to your Certificate of Deposit disclosure for details.
