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Bye, bye credit card debt

Transfer your balances online in minutes so you can focus on what’s important. Enjoy an introductory rate of 2.9% APR* for 12 months.

While on vacation there was a glitch with my Heartland VISA card. I can’t stress enough how the quick actions of Heartland Credit Union allowed my family and I to have a fantastic, uninterrupted vacation!  An issue that has taken me days to correct at other banks was fixed within minutes!


Auto Loans

2 yr term as low as 2.69% APR*

Home Free Loan

10 yr term. No closing costs. 2.99% APR*

Visa Credit Card

As low as 8.90% APR*

Built for life on the go

Manage your money anytime, anywhere with Heartland Credit Union’s Free Mobile Banking.

Open accounts on your mobile device

Become a new credit union member or open additional accounts from the convenience of your mobile device.


Here to help you get the most from your money.


Effective January 11 our Inver Grove Heights and New Prague branch lobbies will open. Please remember to wear your mask! Learn More