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Drive to a         better rate

Buy new or refinance to Heartland and save with rates as low as 2.49% APR* on 3, 4 and 5 year terms - one of the lowest 5 year auto loan rates in the Twin Cities. Plus, 90 days payment-free.

While on vacation there was a glitch with my Heartland VISA card. I can’t stress enough how the quick actions of Heartland Credit Union allowed my family and I to have a fantastic, uninterrupted vacation!  An issue that has taken me days to correct at other banks was fixed within minutes!


Auto Loans

2 yr term as low as 2.49% APR*

Home Free Loan

10 yr term. No closing costs. 2.99% APR*

Visa Credit Card

As low as 8.90% APR*

Built for life on the go

Manage your money anytime, anywhere with Heartland Credit Union’s Free Mobile Banking.

Open accounts on your mobile device

Become a new credit union member or open additional accounts from the convenience of your mobile device.


Here to help you get the most from your money.

We Need Your Vote

We've been nominated for the Star Tribune's Reader's Choice Minnesota's Best. Vote for us in Services/Credit Union and Real Estate/Home Mortgage. Vote each day now through May 21.