Skip nav to main content.
Mobile App
Find it for free on the App Store.
Get The App
Mobile App
Find it for free on the App Store.
Get The App

Get ready for spring

From boats to jet skis, we can help you finance your spring and summer fun.

    Get ready for open water

    Finance your spring and summer fun with rates as low as 3.49% APR on 3-5 year terms. Pick the term that best meets your budget. Plus, your first payment won’t be due for 90 days.

    Whether you’re looking for a new boat, jet ski, or want to hit the trails on an ATV, we’ve dropped Toy Loan rates to help you enjoy the outdoors.

    Offer ends March 31, 2021. Apply online in minutes.

I cannot tell you how much we love Heartland.  Everything and everyone about Heartland makes our lives so much easier.    

Dawn & Patrick

Here to help you get the most from your money.

Toy Loan Disclosures

*APR is Annual Percentage Rate. Rates effective 1/1/21 and subject to change without notice. Offer valid from 1/1/21-3/31/21 on 2014–2021 motorcycles, boats, atvs, personal watercraft, snowmobiles and recreational vehicles. Loans currently financed with Heartland do not qualify. Qualifying terms are 3-5 years. Rates quoted include a .25% discount for Automatic Payments from a Heartland Checking account. Payment on a 60 month loan at 3.49% APR is $18.19 per $1,000 borrowed. Rates vary based on age of collateral and credit history. Other terms and conditions may apply. Qualifications apply. Payments can be deferred up to 90 days from the date funds are disbursed. Interest will continue to accrue.