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Holiday Loan

Make this holiday twice as nice. Borrow up to $2,500 for 12 months. Offer ends December 31, 2021.


    Need a little extra cash this holiday season? Borrow $500 – $2,500 for as low as 4.99% APR* to help make your holidays brighter.

    Use it to buy gifts, pay for travel and whatever else you need to make your holiday season together again the best.

    Then relax, you’ll have up to 12 months to pay off your loan. Or, if you get a little extra in your stocking pay it off sooner – without the worry of a pre-payment fee.

    Apply online in minutes.

    Low Competitive Fixed Rate

    So you can get the extra holiday dough you need, without the stress of a high monthly payment. Borrow for as low as 4.99% APR.

    Short Term

    With a short 12-month-term you’ll save on interest and if you want to pay it off sooner go for it. You don’t have to worry about any pre-payment penalties from us.

    Borrow Up To $2,500

    Choose the amount that fits you budget and needs, from as little as $500 up to $2,500. It’s up to you!

This is the second time we have worked on a loan with Jennifer. She was very quick in getting our loan docs back and we were able to close the loan that day and pick up the new car. I recommend her to others!


Here to help you get the most from your money.

Holiday Loan Disclosures

* APR is Annual Percentage Rate. Offer valid 11/2/21-12/31/21 and subject to change without notice. Actual rate may vary based on credit history. Loans currently financed with Heartland do not qualify. Qualifying term is 12 months. $500-$2,500 max loan amount. Payment on a 12 month loan at 4.99% APR is $42.89 per $500 borrowed. Rates quoted include a .25% discount for Automatic Payments from a Heartland Checking account. Qualifications apply. Must meet membership qualifications.