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Overview
A partner you can count on
This is where it all begins! Unlike other financials, credit unions are financial co-ops which means you have ownership in the credit union when you open your “Business Share Savings Account” with $5. This $5 purchases your share of the credit union and entitles you to all the benefits of Heartland.
Insured by NCUA to $250,000 and an additional $250,000 through the Excess Share Insurance Corp (ESI).
Monthly dividends
No monthly maintenance fees**
Focus on saving.
Low $5 to open and maintain
Getting started is easy.
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FAQs
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Yes.
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To remain a member of Heartland, your Primary Share Savings account must remain open with a balance of $5 – which is your share or ownership in the credit union. If you would like to close your account and no longer be a member, you can visit a branch or contact us at (651) 451-5160 or (800) 813-9185.
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We serve 10 Minnesota Counties: Anoka, Carver, Chisago, Dakota, Scott, Rice, Le Sueur, Hennepin, Ramsey and Washington. In addition, we serve the employees and retirees from a variety of businesses. Plus, if you’re related to a Heartland member you can join. Learn More to see if you’re eligible.
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If you meet one of the eligibility requirements, you can become a member of Heartland. To become a member, you must purchase at least one share by depositing $5 into the basic or youth savings account. Start your online application.
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Online Banking
Become a Heartland Board Member:
Passionate about making a difference? We’re looking for dedicated members to run for our Board of Directors. Apply by: November 22
Learn more todayBusiness Share Savings
Your trusted financial solution
Let Heartland be your financial business partner when you open a business share savings account.
Superior customer service on all levels. I have been a member since 2000, and I am continually impressed by the outstanding service that is provided from every team.
Manage Your Account Online
Manage your business account online anytime, anywhere with Heartland Online Banking.
Open account today.
Business Share Savings Disclosures
*Insured by NCUA to $250,000 and an additional $250,000 through the Excess Share Insurance Corp (ESI).
**Inactive Fee applies to members over 18 years of age with only a share savings account that has a deposit less than $250 and is inactive for 181 consecutive days.
