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Earn more on your checking balance.

We believe your money should work as hard as you do. With a High-Yield Checking Account you could earn 5% APY* just for using your account.

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The car you want with a payment you'll love.

Take advantage of rates as low as 4.99% APR* and enjoy affordable monthly payments. Apply today!

Skip Your Loan Payment(s)

‘Tis the season to stash some cash for the holidays. Qualifying members can skip their Auto, Personal or Recreational Loan payment(s) in December or January. Click here to see if your loan qualifies.

Cut College Costs

Apply by November 30 for a chance at a $1,000 scholarship.
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Why Members Love Heartland

Discover why Heartland is the trusted choice for so many in Minnesota.

Chuck

★ ★ ★ ★ ★

Thank you for everything that you do.
I appreciate how Heartland can make everything so convenient for everyone whether it has to do with online/mobile banking or corresponding by other means. Heartland does a great job. Keep up the good work!

Craig

★ ★ ★ ★ ★

This is the second time we have worked on a loan with Jennifer.
She was very quick in getting our loan docs back and we were able to close the loan that day and pick up the new car. I recommend her to others!

Dan

★ ★ ★ ★ ★

I have been a part of Heartland many years and have always felt like family. Even if I got a NO over the years. Please tell all there to be VERY PROUD and a big Thank You. I think I speak for many acct holders.

Dawn & Patrick

★ ★ ★ ★ ★

I cannot tell you how much we love Heartland.
Everything and everyone about Heartland makes our lives so much easier.

Mike

★ ★ ★ ★ ★

Our family loves Heartland.
Been doing business with you for many years!

Brian

★ ★ ★ ★ ★

I would just like to say that for the past 16 years or so that I've been a member I could not be happier with the service I get. The staff at Heartland have been so helpful and receptive.

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Heartland Rates at a Glance

Get the most from your money with competitive savings, loan and credit card rates.

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Auto Loan

4.99% APR* as low as

Recreational Vehicle Loans (boats, rvs and more)

6.79% APR* as low as

High-Yield Checking

5.00% APY* Earn on up to $20,000 when requirements are met.

Built for life on the go

Manage your money anytime, anywhere with Heartland Credit Union’s Free Mobile Banking.

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Open accounts on your mobile device

Become a new credit union member or open additional accounts from the convenience of your mobile device.

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Here to help you get the most from your money.

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Disclosures

*APY is annual percentage yield. Dividends calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will accrue on the business day your deposits are posted to your account. Dividends are compounded and paid monthly. If requirements are met, a higher rate will be paid for the first $20,000 and a lower rate will be paid for any amounts over $20,000. If requirements are not met, you will not earn a dividend rate on your entire balance. High-Yield requirements: Have a minimum qualified $500 in direct deposit of salary, pension, social security or other regular income electronically deposited through the Automated Clearing House (ACH) network to this checking account by an employer or an outside agency. And, conduct a minimum of 20 debit card purchase transactions made in good faith, initiated and cleared per calendar month.

 

Cross-Member Transfers:

Due to suspected fraud, cross-member transfers have been disabled in online banking. Scheduled transfers will not be affected.