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Winter Skip Pay

Skip your January loan payment. Scroll down to see if your loan qualifies.

  • Overview

    Holiday Skip Pay

    Skip your December or January payment(s) for $40 per loan and put a little extra cash in your pocket for the holidays.

    Make your skip request by the following date:
    November 20 to skip your December payment.
    December 18 to skip your January payment.

    Requests received after these dates will be $65 per loan.

    Skip-a-Pay is available on these types of loans:
    Auto Loans, Signature Loans and Toy Loans

    It is not available on Ready Cash Plus, Mortgage Loans, Visa, Home Equity Lines of Credit or Home Equity loans.

    To qualify your loan must be:

    • In good standing
    • Must have a payment of at least $100
    • Must have a balance of at least $200
    • Must be opened by June 2020 or earlier
    • Hasn’t been skipped more than twice in 2020
  • Skip Pay Form

    Skip Pay Form

    • Your Name * Required
    • Loan #1

    • Amount to skip
    • Checking or Savings Account Number
    • Loan #2

    • Amount to skip
    • Checking or Savings Account Number
    • Loan #3

    • Amount to skip
    • Checking or Savings Account Number
    • Loan #4

    • Amount to skip
    • Checking or Savings Account Number
    • Loan #5

    • Amount to skip
    • Checking or Savings Account Number
    • Loan #6

    • Amount to skip
    • Checking or Savings Account Number
    • This field is for validation purposes and should be left unchanged.

Heartland is not only accessible, the people are warm and welcoming. Their member education has certainly contributed to my financial well-being.

Gail P

Here to help you get the most from your money.