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Compare Checking Accounts

Compare All Checking Accounts

FeaturesFree CheckingFree 55 CheckingeCheckingHigh-Yield Checking
Open Open Open Open
For you if:You want basic checkingYou are 55 and overYou want everything electronicYou want to earn a high rate
Minimum opening deposit$30 $30 $30 $30
Monthly service fee$0$0$0$0
Earns Dividends NoYesNoYes
Free non-Heartland ATM Withdrawals per month551010
Free “Heartland” style checks (1 box per year)NoYesNoNo
Free Statements (Paper or eStatements)YesYeseStatements requiredYes
Free Online Banking With Bill PayYesYesYesYes
Free Mobile Banking YesYesYesYes
Free Overdraft Coverage from Savings AccountYesYesYesYes
Loan Discount* (when payments are made automatically from your Heartland checking account)YesYesYesYes
MasterCard Debit Card YesYesYesYes
Free Money OrdersNoYesNoYes
Free Standard Size (3X10) safe deposit box for 1 yearNoNoNoYes
Free Official ChecksNoYesNoYes
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*Excludes Mortgage, Credit Card and Ready Cash Plus Loans