Skip nav to main content.
Mobile App
Find it for free on the App Store.
Get The App
Mobile App
Find it for free on the App Store.
Get The App

Overdraft Protection

Overdraft Protection

We've got you covered.

Mistakes happen—we get it. Whether you miscalculated your checking balance or simply forgot to transfer funds, we’re here to help.

If you don’t have enough money in your checking account to cover a check or debit card transaction, we’ll automatically transfer funds in $300 increments from your Heartland savings to cover you at no extra cost. That’s right—you can say goodbye to transfer fees, overdraft fees and the embarrassment of a bounced check.

 

 

 

Overdraft Protection comes standard with every Heartland checking account – no need to sign up.

Want another layer of protection? We also offer the Ready Cash Plus, a line of credit loan, that will automatically transfer funds to cover you if you need it.